Your client business, on your own brand.
Basic is your white-label portal with client sign-up, KYC, e-sign, agreements, plans, payments and Telegram, working on their own from a client's first step to their last day. ₹499 a month, and a research share that starts at 5% and comes down to 3% as your research sales grow.
Want My Research, model portfolios, courses and webinars too? See Premium
Your Basic month, live
- Your sales this month
- —
- Platform
- —
- Our share (
) - You keep
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Sign up on Basic between 11 October and 20 October 2026 and start at a 4% research share instead of 5%, coming down to 3% as your research sales grow. For the first 51 RAs who are approved and pay the platform fee. Premium remains the same.
Your whole bill, in two lines
One fee for the platform, and a small share only when your clients pay you. Nothing else is charged on Basic.
Your branded portal, client sign-up, KYC, e-sign, agreements, plans, payments, GST invoices, My Leads and My Telegram. Set it up at your own pace and start adding clients when you feel ready.
See all 12 essentialsWe start at 5% of what a client pays you for a plan, and come down to 3% as your research sales grow, or ₹35 a month per client if that is higher. No client payment, no share.
How it comes down12 essentials, working from day one
Your clients see your name and logo everywhere. Behind it, onboarding, payments and your Telegram channels run on their own.
Your white-label portal
Your domain, your logo, 17 themes and your SEBI registration on the pages your clients see.
Online client sign-up
Clients sign up on your portal with a code on their phone and one on their email. The account opens only when both are verified.
My Leads
Everyone who starts signing up and stops is saved, so you can add a note, set a follow-up date and download the list.
PAN check with CVL KRA
Each client's PAN is checked against the KRA record on your own KRA account before they go further.
KYC documents & Aadhaar e-sign
The KYC record is fetched from the KRA and saved with the client, and the client e-signs with Aadhaar. No KYC record, no activation.
OTP-signed MITC + audit certificate
The MITC is signed with an email code. Switch on read-and-sign and the MITC and Investor Charter must be read first, giving one signed PDF with an audit certificate.
Investor Charter & agreements
Your Investor Charter, disclaimer, disclosure, grievance, terms, privacy and cancellation pages, on your own portal.
My Customers, plans & subscriptions
Weekly to yearly plans at your prices, and every client, plan and date in one list, with exports and date changes when you need them.
Payments to your own gateway
Clients pay into your own Razorpay, PhonePe, Cashfree or UPI account. Pending Razorpay and Cashfree payments are re-checked for you.
GST invoices
Every approved payment gets an invoice in your own number series, with GST off, added on top or included.
Activation after payment
When every step is done and the payment is approved, the client is activated and welcomed, with no work from you.
My Telegram
Each paying client gets a one-time invite to your plan's channel, and is removed the morning after the plan ends.
From stranger to active client, step by step
This is what your client goes through on your portal. You choose which steps are on and their order; personal details, payment, e-sign and KYC are all on to start.
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Sign up
Name, email and phone on your portal. A code goes to the phone and another to the email; the account opens when both are verified. Repeated code requests pause for safety.
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Sign the MITC
The email code signs your MITC. With read-and-sign on, the MITC and your Investor Charter must be read first, and the client gets one signed PDF with an audit certificate.
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Personal details and PAN
Name, PAN, date of birth, gender and state. The PAN is checked against the KRA record, and the official name is filled in when it matches what the client typed.
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KYC from the KRA
The KYC record is fetched from the KRA (CVL or KFIN) on your own KRA account and saved with the client. If the KRA has no record, you upload it.
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Aadhaar e-sign
The client e-signs the agreement with Aadhaar. The signed PDF is kept with their record.
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Choose a plan and pay
Into your own gateway, with GST as you set it. A price above the SEBI fee limit is refused at checkout.
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Activated and welcomed
Invoice made, client activated, a welcome email with the signed PDF, a WhatsApp welcome and the link to your Telegram bot.
Clients who open an account but stop before finishing get a WhatsApp reminder each day for up to a week. People who never finish signing up wait for you in My Leads.
Every client's entry and exit, handled
A client who pays through your gateway is activated, invoiced, invited, reminded and removed on time without anyone on your team touching it. You still have every control.
A client pays
A gateway payment approves itself: the invoice is numbered, the client is activated and their Telegram invite goes out. A UPI QR payment waits for one click on Approve, then the same happens.
Before the plan ends
Renewal reminders go every morning on WhatsApp, Telegram and email, from up to 7 days before expiry. You choose the days, or switch them off. A renewal adds its days to the current end date.
Anyone not in the channel yet
Active clients who have connected your bot but have not joined their channel get a fresh invite, no more than once every 12 hours.
The plan ends
The client is removed from that plan's Telegram channel at 7 am the next morning, unless another active plan uses the same channel. Renew, and they can join again.
A refund
Refund one line or all of it from the Refund Desk. Access ends, the client leaves the channel at once and is told. Razorpay and Cashfree refunds go back through the gateway; PhonePe and UPI QR refunds are recorded.
And you stay in control
- Approve UPI QR payments with one click.
- Change any client's start and end dates.
- Refund a single line or the whole payment.
- Send a bot link or an invite, remove and re-invite, or remove everyone expired, from the Telegram Control Centre.
- Switch renewal reminders on or off and choose how many days before.
- Turn each onboarding step on or off and set the order.
Your Telegram channels, kept to paying clients
Publish your calls on your own channels. OptumFlex decides who is in each one: paying clients in, expired clients out, with no list to keep by hand.
One channel per plan
Give each plan its Telegram channel. Several plans can share one; a client stays while any of them is active.
Connected once
At activation the client gets a one-time link to your bot on WhatsApp and email, or taps Connect Telegram in their portal.
Invites that cannot be passed on
Each invite is for one person, works once and expires in 12 hours. It goes by Telegram message, only to clients whose KYC is approved and whose paid plan is approved.
Out when the plan ends
Removed at 7 am the morning after the plan ends, at once on a refund. A free or ₹0 plan never gets channel access.
Messages that stay yours
What your bot sends, from invites to renewal reminders, has forwarding and saving blocked.
Telegram Control Centre
Member counts per channel, and every action in one place: send the bot link or an invite, remove and re-invite, remove everyone expired, check status, sync all.
One-time setup: create your bot with BotFather and make it an admin of your channels. Our team connects it to your account.
50% of your compliance, kept ready
Every client and every document stays in one place. When your compliance audit comes, download it all. That is the client side of your compliance; the research side, with every call on record, SCORES and the escalation matrix, is in Premium.
KYC + e-sign + MITC, one ZIP
Every client's KYC, e-signed PDF and signed MITC, named by PAN, with a list of anything missing.
Every invoice, one ZIP
Download your clients' invoices together when you need them.
Client and payment exports
Your customers as Excel, plan-wise or client-wise; your payments and My Leads as CSV.
Your disclosures, published
Investor Charter, disclaimer, disclosure and grievance pages on your own portal.
Basic and Premium, line by line
Both plans are your own white-label platform for ₹499 a month. Premium adds the tools that turn your research into a business clients stay with.
| What you get | ||
|---|---|---|
| Both plans | ||
| Your white-label portal | Included | Included |
| Online client sign-up | Included | Included |
| My Leads | Included | Included |
| PAN check with CVL KRA | Included | Included |
| KYC documents & Aadhaar e-sign | Included | Included |
| OTP-signed MITC + audit certificate | Included | Included |
| Investor Charter & agreements | Included | Included |
| My Customers, plans & subscriptions | Included | Included |
| Payments to your own gateway | Included | Included |
| GST invoices | Included | Included |
| Activation after payment | Included | Included |
| My Telegram | Included | Included |
| Premium tools | ||
| My Research | Not included | Included |
| Alpha Spread | Not included | Included |
| Model Portfolios | Not included | Included |
| Research Reports on request | Not included | Included |
| Courses | Not included | Included |
| Webinars | Not included | Included |
| Your campaigns | Not included | Included |
| WhatsApp chat and broadcasts | Not included | Included |
| CRM inquiries | Not included | Included |
| Employee management | Not included | Included |
| Inbound and outbound APIs | Not included | Included |
| Webhooks | Not included | Included |
| Watchlist | Not included | Included |
| Performance reports | Not included | Included |
| Stock and index analysis | Not included | Included |
| Coupons | Not included | Included |
| SCORES and escalation matrix | Not included | Included |
| 12 more Premium tools, listed inside your account | Not included | Included |
| Price | ||
| Platform | ₹499 a month + GST | ₹499 a month + GST |
| Research share | 5% → 4% → 3% | 9% → 8% → 7% → 6% → 5% |
| Minimum share per client | ₹35 a month | ₹75 a month |
| Staff logins | Not included | ₹500 a login a month |
| Model portfolios | Not included | 9% of each sale |
| Courses and webinars | Not included | Courses from ₹0; webinar plans by the month |
Webinars need a webinar plan, and campaigns are billed per message; every rate is on Premium pricing.
Basic, answered simply
What does Basic cost?
₹499 a month for the platform, plus GST. When a client pays you for a plan, we take a research share that starts at 5% and comes down to 4% and then 3% as your research sales grow, or ₹35 a month per client if that is higher. If no client pays you, there is no share to pay.
What is the Navratri offer?
Sign up on Basic by 20 October 2026 and start at a 4% research share instead of 5%, for the first 51 RAs who are approved and pay the platform fee. From there it comes down to 3% as your research sales grow, and never goes above 4%. Premium remains the same.
How does the share come down?
At the end of each month we add up your research sales for that month, before GST and after refunds. If 4% of them is above ₹5,000, your share is 4% from the 1st of the next month. If 3% of them is above ₹10,000, it is 3%. A good month can take you down two steps at once.
Can it go back up?
Only one step at a time, and only after three months in a row below the line for your rate. It never goes above the rate you started at, and one good month resets the count.
How do I publish my research calls on Basic?
On your own Telegram channels. OptumFlex keeps each channel to the clients who have paid for that plan. Publishing calls inside the platform, with My Research, is a Premium tool.
Do I add and remove clients from my Telegram channel myself?
No. A client who has paid and connected your bot gets a one-time invite, and is removed at 7 am the morning after the plan ends, or at once on a refund. The connect link goes to every client at activation. You can still send a link, invite or remove anyone yourself from the Telegram Control Centre.
Is any step manual?
Three things. A UPI QR payment needs your click on Approve, while gateway payments approve themselves. If the KRA has no KYC record for a client, you upload it. And your Telegram bot is set up once: create it with BotFather, make it an admin of your channels, and our team connects it.
Which payment gateways can I use?
Your own Razorpay, PhonePe, Cashfree or UPI QR account. The money goes straight to you; we never hold it.
What happens at my compliance audit?
Download every client's KYC, e-signed PDF and signed MITC as one ZIP, named by PAN, with a list of anything missing; your invoices as another ZIP; and your customer, payment and lead lists. That keeps the client side of your compliance ready. The research side (every call on record, SCORES and the escalation matrix) is in Premium.
Can I have staff logins on Basic?
No. Staff logins come with Premium, at ₹500 a login a month.
Can I move to Premium later?
Yes. Talk to our team; we move you and set your Premium rates. Premium keeps everything you have on Basic.
Start on Basic. Move to Premium when you are ready.
₹499 a month, a share only when your clients pay you, and your own brand on everything.