The whole platform. One simple price.

Three things. One: ₹499 every month for the platform. Two: ₹500 a month for each staff login you switch on. Three: a small share when a client pays you — 5% to 9% on research calls and research reports, and 9% on model portfolios. Courses, webinars and extra services cost money only if you use them. GST at 18% is added to what you pay us.

No. There is no setup or joining fee. You pay the ₹499 monthly platform fee, and the other charges on this page only when you use them.

Everything you need to run your research business: your own branded website and app for clients, client sign-up with PAN and KYC checks, agreements signed online, research calls, model portfolios, research reports, payments with GST invoices, WhatsApp, Telegram and email, a leads list, a dashboard for every client, staff logins with a record of their work, and compliance tools. Set it up at your own pace and start adding clients when you feel ready. That is the Premium plan; on Basic the Premium tools stay locked (see “Basic or Premium: what is the difference?”).

No. One-time codes go on WhatsApp first. When a client, or a visitor registering for your webinar or course, taps Resend, the new code goes on WhatsApp and by SMS to their Indian mobile. That SMS is not charged to your wallet.

Only ₹499 a month for the platform, plus GST, and ₹500 a month for each staff login you switch on. Our share is taken only when a client pays you, so with no paying clients there is no share to pay.

You choose one when you sign up. Premium is the whole platform: everything in Basic plus all 35 Premium tools, such as My Research for your research calls, Alpha Spread, model portfolios, research reports, WhatsApp, courses, webinars and staff logins, and a research share that starts at 9% and steps down to 5% as your research sales grow, with a minimum of ₹75 a month per client. Basic is your white-label portal with client sign-up, KYC and e-sign, online agreements, your plans, payments, My Leads and My Telegram, with a research share that starts at 5% and steps down to 3% as your research sales grow, and a minimum of ₹35 a month per client; the Premium tools stay locked. On both, we take the share or the minimum, whichever is higher. The platform fee is ₹499 a month on both. Every detail of Basic is on www.optumflex.live/pricing/basic/. To move from Basic to Premium, talk to our team.

Usually in about 3 hours, once all your details are ready.

No. Your current rates stay as they are. The research share step-down applies to you too: if your research sales earn a lower share, it comes down for you as well.

Our support team is available Monday to Friday, 9 am to 6 pm. It is closed on festival holidays, as per the NSE holiday calendar.

The part of your client's payment that OptumFlex takes for running the platform. Example: a client pays you ₹1,000 and our share is 9%. We take ₹90 and you keep ₹910.

The smallest amount we take on one sale. On a cheap plan the percentage can be very small, so we take the minimum instead. We always take whichever of the two is more.

The amount of research sales in one month that you need to go above to get a lower share. For 8% the line is ₹1,87,500 of sales in a month.

Your OptumFlex balance. You add money to it, and our charges are taken from it.

One person watching a webinar for one hour. 10 people watching for 2 hours is 20 attendee-hours. People who register but do not join use nothing.

How far below zero your wallet can go before your own OptumFlex screens are paused. For a new account it is ₹5,000.

Goods and Services Tax. 18% is added to our charges. The prices on this page do not include it.

A separate login for a person who works with you, such as an analyst or a support person.

A set of stocks you choose and look after. Your clients pay to follow it.

Your clients buy a pack of credits and use them to ask you for reports on the stocks they choose.

When your client's payment is approved. It is taken once, from your OptumFlex wallet.

Once, on the full amount, when the payment is approved. The minimum grows with the length of the plan. Example: a 90-day research plan for ₹3,000. 9% of it is ₹270. The minimum is ₹75 for every 30 days, so ₹225 for 90 days. We take whichever is more: ₹270.

Without. We work out our share on your base price before GST, and then add our GST on our share. Example: your client pays ₹1,000 + ₹180 GST. At 9%, our share is ₹90 (9% of ₹1,000), plus GST of ₹16.20, so ₹106.20 is taken from your wallet. If you do not charge GST, your full price is the base.

No. The share is worked out on what your client actually paid, after the discount.

Always 9% of what the client pays, or the minimum — whichever is more. The minimum is ₹49 on each payment, and ₹49 for every 30 days on longer plans. This rate does not step down.

The full minimum still applies to each payment: at least ₹75 (₹49 for model portfolios), or our share if that is more. Example: a 7-day research plan for ₹499 — 9% is ₹44.91, so we take ₹75.

At the end of every month we add up what your clients paid you for research calls and research reports in that month, before GST and after refunds. If it is above ₹1,87,500, your share becomes 8%. If it is above ₹3,57,143, your share becomes 7%. If it is above ₹6,66,667, your share becomes 6%. If it is above ₹10,20,000, your share becomes 5%. The new share starts on the 1st of the next month.

Because the line for 8% is ₹1,87,500 of research sales in a month, and ₹1,60,000 is below it. The lines are set so that our share at the lower rate is still more than a fixed amount: at 8%, ₹1,60,000 of sales gives ₹12,800, which is less than ₹15,000. The fixed amounts are ₹15,000 for 8%, ₹25,000 for 7%, ₹40,000 for 6%, ₹51,000 for 5%.

No. You have to go above the line. ₹1,87,500 exactly stays at 9%. ₹1,87,501 moves you to 8%.

Yes. If your research sales in one month are above ₹10,20,000, your share becomes 5% from the 1st of the next month. 5% is the lowest.

Only research calls and research reports. Model portfolios, courses and webinars do not count, and their rates do not step down.

Yes. Money you refund to your clients is taken off your sales before we check the lines.

Only slowly, and only one step at a time. A lower share stays as long as your monthly research sales stay above the line that earned it. If they are below that line for 3 months in a row, your share goes up by one step — for example from 5% to 6%. It takes another 3 months below the new line to move again. A strong month brings you straight back down.

No. One slow month changes nothing. Your share goes up by one step only after 3 months in a row below the line for your current share.

August: research sales ₹11,00,000. That is above ₹10,20,000, so your share is 5% from 1 September.
September: ₹10,00,000. Below the 5% line — 1 month.
October: ₹4,00,000. Below — 2 months.
November: ₹0. Below — 3 months in a row, so your share goes up one step, to 6%, from 1 December.
December: ₹7,00,000. That is above the 6% line of ₹6,66,667, so 6% stays and the count starts again.

On a low-priced plan the percentage can be very small, so we take a minimum instead — whichever is more. On most plans the percentage is more, and the minimum does not matter.

A 30-day research plan sold for ₹500. 9% of ₹500 is ₹45. The minimum is ₹75, so we take ₹75.

Research call plans: at least ₹75 on each payment, and ₹75 for every 30 days on longer plans. Model portfolio plans: at least ₹49 on each payment, and ₹49 for every 30 days on longer plans. Course packages you sell: at least ₹75 on each payment, and ₹75 for every 30 days on longer plans. Webinar packages you sell: at least ₹75 on each payment, and ₹75 for every 30 days on longer plans. Research report packs: ₹75 for each pack sold. On the Basic plan: ₹35 instead of ₹75 on research call plans and research report packs.

Yes. The minimum is the same at every rate. Example: at 7%, a ₹999 report pack gives ₹69.93, which is less than ₹75, so we take ₹75.

Through your OptumFlex wallet. Add money to it from your dashboard. The platform fee, staff logins, our share and extra services are all taken from it.

Yes. Each time you add money to your wallet, the minimum is ₹500 plus 18% GST, so ₹590 in all.

In your wallet history, inside your OptumFlex dashboard. Every charge is listed there.

Charges still go through, and your balance can go below zero up to your credit limit (₹5,000 for a new account). If it goes past that limit, your own OptumFlex screens are paused. Your clients are not affected: they keep everything they have paid for. Add money so your balance is above ₹0, and your screens open again by themselves.

Your data stays with us. If you come back later, you start from where you left. If you want your data deleted, we can do that on special approval, subject to conditions.

Yes, but only when you close your account. It is done separately, offline, on special approval.

Yes. OptumFlex can end its service to an account by giving 3 months' notice. At the end of the notice period, access to OptumFlex is closed everywhere.

₹500 a month for each login, plus GST. It is charged when you switch the login on, and again every 30 days while it stays on.

No. Your own login is part of the ₹499 platform fee.

If you switch it off on the same day you switched it on, the charge comes back to your wallet. After that day, the 30 days already paid are not refunded, but no new charge is taken.

2 × ₹500 = ₹1,000 a month, plus GST, on top of the platform fee.

You can ask for it when you make the refund. We return our share in the same proportion as your refund, but we keep a processing fee of ₹99 + GST on each payment. If the amount to return comes to less than ₹99, nothing is returned.

Yes. Refunds are taken off your research sales before we check the lines.

Yes. The Free course plan costs ₹0 a month and we take 9% of each course sale. Paid plans take a smaller share, down to 3% on Enterprise at ₹7,499 a month.

If you sell a little, Free costs least. As your course sales grow, a paid plan costs less in total because our share is smaller. Example: with ₹1,00,000 of course sales in a month, Free costs you ₹9,000, but the Pro plan costs ₹7,499 in total. The calculator on this page picks the cheapest plan for you.

Yes. You can move to a bigger plan at any time. You pay only the difference for the days left, and your renewal date stays the same.

5 GB on Free and 20 GB on every paid plan. Extra storage is ₹3 per GB a month.

Yes. Course plans last 30 days and renew until you cancel.

Yes. They confirm their mobile or email with a one-time code and pay on your own payment gateway; their GST invoice is sent for you. We take the same share as on any course sale — your course plan's rate — and at least ₹50 a sale, plus GST.

A welcome, a note when a scheduled lesson opens, and a completion message with the certificate go on WhatsApp and email. They are free on a course people pay for. On a free course each message is ₹1.50 + GST per person, or ₹0.50 + GST if we can reach them only by email.

Each webinar plan is ₹999 a month and includes a number of attendee-hours. One person watching for one hour is 1 attendee-hour. People who register but do not join cost you nothing.

Interactive includes 250 attendee-hours a month — for example 5 one-hour sessions with 50 people each. Broadcast includes 20,000 attendee-hours a month — for example 20 one-hour sessions with 1,000 people each.

A live webinar is never stopped. The extra attendee-hours are billed after it ends: ₹10 for each extra attendee-hour on Interactive; ₹1 for each extra attendee-hour on Broadcast.

2 sessions a month with 100 people for 1 hour each is 200 attendee-hours. That fits inside the 250 attendee-hours of Interactive, so you pay only the plan: ₹999 a month, plus GST. With 300 attendee-hours you would also pay for 50 extra hours: ₹500.

It depends on how you sell it. A free webinar for leads: nothing. A seat sold to anyone, without an account: 3% of the seat price, at least ₹5 a seat. A webinar package bought by your signed-up client: 9% of the payment, or at least ₹75 (₹75 for every 30 days), whichever is more.

A confirmation, reminders 30 and 10 minutes before, and a thank-you or recording note afterwards go on WhatsApp and email. They are free on paid-seat and package webinars. On a free webinar each message is ₹1.50 + GST per person, or ₹0.50 + GST if we can reach them only by email.

Yes. The switch works straight away, and your renewal date does not change.

No. Webinar plan charges are not refunded.

Only extra services you choose to use: messages, AI help and extra storage. Each has a price on this page, and you pay only for what you use. Your payment gateway's own fees are between you and your gateway, because clients pay you through your own account.

Your own number is your WhatsApp Business number connected to OptumFlex. The OptumFlex number is ours. Normal messages cost ₹0.05 each on your own number and ₹0.99 on the OptumFlex number. Premium marketing messages cost ₹0.50 on your own number and ₹1.50 on the OptumFlex number. Example: 1,000 normal messages cost ₹50 on your own number and ₹990 on the OptumFlex number.

No. You pay only for messages accepted for delivery. If a message fails, the money comes back to your wallet.

Writing it yourself is free. AI comes in Basic, Premium and Ultra Premium. A strategy or research report: ₹4 Basic · ₹30 Premium · ₹90 Ultra Premium. Model portfolio research: ₹3 Basic · ₹12 Premium · ₹30 Ultra Premium per stock, at least ₹7 / ₹50 / ₹160 per portfolio. A campaign email: ₹4 Basic · ₹30 Premium · ₹90 Ultra Premium per design or change. A WhatsApp message: ₹2 Basic · ₹5 Premium. You see the price before you click, you pay only when the AI returns your document, and you check everything before it is sent.

₹3 for each extra GB, every month. Example: 10 extra GB cost ₹30 a month.

No. Every price on this page is before GST. GST at 18% is added to what you pay OptumFlex. Example: the ₹499 platform fee is ₹588.82 with GST.

Your sales are ₹40,000. Platform ₹499 + our share ₹3,600 = ₹4,099 a month, plus GST of ₹737.82, so ₹4,836.82 in total. You keep ₹35,901 of your ₹40,000. Staff logins, if any, are extra.

Your research sales are ₹2,50,000 in the month. At 9% our share is ₹22,500, so with the platform fee you pay ₹22,999, plus GST. ₹2,50,000 is above the 8% line, so from the 1st of the next month your share is 8%: ₹20,000. You then pay ₹20,499 for the same sales — ₹2,500 less every month.

9% of ₹500 is ₹45, which is below the ₹75 minimum. So we take ₹75 for each client: ₹2,250. With the platform fee you pay ₹2,749 a month, plus GST.

Use the calculator on this page. Type in your clients and prices, and it shows what you pay, what you keep, the GST, and what changes when your research share comes down.