One platform. One simple price.
Run your research business on OptumFlex for ₹499 a month. Add staff logins for ₹500 each. When a client pays you, we take a small share — 5% to 9%. If no client pays you, there is no share to pay.
Your whole bill, in three lines
One fee for the platform. One fee for each staff login. A small share when your clients pay you. Courses, webinars and extra services cost money only if you use them.
Everything you need to run your research business: your own branded website and app for clients, client sign-up and KYC, agreements signed online, research calls, model portfolios, reports, payments, WhatsApp and email. Set it up at your own pace and start adding clients when you feel ready. Our share and extra services are charged only when you use them.
See everything includedGive each person who works with you their own login. They see only the screens you allow, and you can see what they did.
For research calls and research reports we take 9% to start. As your sales grow it comes down to as low as 5%, and goes back up only one step at a time, after 3 months in a row below its line. Model portfolios are always 9%. No client payment, no share.
On most sales you keep 91% to 95%Everything you need to run your research business
Your clients see your name and logo everywhere. Behind it, all your work runs in one place.
Your own brand
Your logo, your colours and your SEBI registration number on everything your clients see.
Easy client sign-up
Clients sign up with an OTP. PAN, KYC and e-sign are checked for you, so your team types nothing.
Agreement signed online (MITC)
Clients sign with an email OTP. You get a certificate showing who signed, when, and from where.
Research calls
Send calls with entry, stoploss and targets to the right clients in seconds.
Model portfolios
Build a portfolio, change it when needed, and keep a clean record for every client.
Research reports on request
Clients ask for a report on a stock. You send it from one list. They download a protected PDF.
Payments and GST invoices
Clients pay you through your own Razorpay, PhonePe, Cashfree or UPI account. Invoices are made for you.
WhatsApp, Telegram and email
Send updates, reminders and offers from your own number and your own email.
Leads in one place
People who start signing up, or join a free webinar, are saved as leads with a date to follow up.
A dashboard for every client
Each client sees their own results and history, so they do not need to call your office.
Staff logins with a record
Each staff member sees only the screens you allow, and you can see what they did.
Compliance help
Investor Charter, SEBI fee limit checks at payment, and records you can show an auditor.
A portfolio business, run properly
For many desks this is the main source of income, so it gets our full attention. Build a portfolio, rebalance it by weight, and every client sees their own holdings, returns and alerts — under your name. One platform fee, 9% when a client pays you, and nothing else.
The same platform fee as everything else. Model portfolios do not add a fee.
Only when a client pays you. This rate never steps down and never goes up.
₹99 on each payment, and ₹99 for every 30 days on longer plans — the share or the minimum, whichever is more.
A client pays you ₹2,000 a month: we take ₹180, you keep ₹1,820.
A client pays you ₹800 a month: we take ₹99 (the ₹99 minimum, because 9% is only ₹72), you keep ₹701.
Rebalance by weight
Publish a new version with the weights you want. Buys, sells and carried positions are worked out for you.
The ledger keeps itself straight
Publishing a version restates that portfolio's profit and loss at once — no clean-up step afterwards.
Returns you can defend
Time-weighted return from the chain-linked NAV, base 100 at inception. CAGR appears only after a full year, never annualised from a part year.
Every client's real holdings
Weighted-average cost per holding, so a carried position keeps its cost and its unrealised profit stays visible.
Risk profile and suitability
A risk profile for the portfolio, so you can match it to the right clients before they subscribe.
Set up per client
Each client can have their own configuration, so one portfolio serves clients of different sizes.
AI rationale, when you want it
AI drafts the reasoning for a version — fundamentals, valuation and a risk view. You edit and approve it. ₹9 per use.
A report your client keeps
A PDF with holdings, charts and the rationale, under your name and SEBI registration.
Clients told on every change
Rebalance alerts by WhatsApp, Telegram and email from your own number and mailbox.
Their own portfolio screen
Each client sees the portfolio, their holdings and their performance in your app — no calls to your office.
All prices before GST. The research share steps down from 9% to 5%; model portfolios stay at 9% however much you sell. The AI rationale is ₹9 per use, charged only when you use it.
Sell courses from ₹0 a month
Every plan lets you sell as many courses as you like, to as many people as you like. The difference is our share of each sale: the higher the monthly fee, the smaller our share.
Start selling, pay nothing monthly. Build and sell your first course today, and move up only when the numbers say so.
- Unlimited courses and unlimited customers
- Video, PDFs, quizzes and live classes
- Certificates your customers can verify online
- Move to a bigger plan any time — you pay only for the days left
Courses are earning regularly
A steady stream of course sales
Courses are a real part of your income
Courses are a business line of their own
High volume, and every point counts
The lowest share we offer
Included on every plan
- Unlimited courses and unlimited customers
- Video, PDFs, quizzes and live classes
- Certificates your customers can have verified online
- Automatic text of your videos, so students can search inside them
- Storage by plan: 5 GB on Free, 20 GB on every paid plan, then ₹3 per GB a month
- Your name and SEBI registration watermarked on every screen
If you move to a bigger plan in the middle of a month, you pay only the difference for the days left. Your renewal date stays the same.
Which plan costs you least
The lowest monthly fee is not always the cheapest in total. This table shows which plan costs least for different course sales. You can still choose any plan.
| Course sales a month | Cheapest plan | You pay OptumFlex | Share of your sales |
|---|---|---|---|
| ₹10,000 | Free | ₹900 | 9.0% |
| ₹50,000 | Starter | ₹4,499 | 9.0% |
| ₹1,00,000 | Pro | ₹7,499 | 7.5% |
| ₹2,00,000 | Scale | ₹12,999 | 6.5% |
| ₹5,00,000 | Enterprise | ₹22,499 | 4.5% |
Webinars: pay for time actually watched
Webinar plans count attendee-hours. One person watching for one hour is 1 attendee-hour, so 100 people watching for 1 hour is 100 attendee-hours. People who register but do not join cost you nothing.
₹499 a month for your first 3 months
On either webinar plan. The 3 months are counted from the day you first take a webinar plan. From month 4 the plan is ₹999 a month. You save ₹1,500 in total. Stopping and coming back later does not start the offer again.
- Month 1 ₹499 Offer price
- Month 2 ₹499 Offer price
- Month 3 ₹499 Offer price
- Month 4 onwards ₹999 Standard price
Real-time rooms where people talk back
- 250 attendee-hours a month included
- 4 hosts on camera together
- Attendees can join you on mic and camera
- Both room types: two-way rooms and one-way broadcasts
- No delay at all
- Extra hours ₹10 each, billed after the session
A live stream to any size of audience
- 20,000 attendee-hours a month included
- 2 hosts on camera together
- Any audience size, from ten people to ten thousand
- One-way broadcasts only (no two-way rooms)
- Streamed, about 20 seconds behind you
- Extra hours ₹1 each, billed after the session
Three ways to make money from a webinar
Your plan pays for the live video. What we take from your sales depends on how you sell the webinar.
Free webinar to get leads
People join for free after an OTP check. They are saved in your leads list with a date to follow up.
We take nothing. It only uses your plan's attendee-hours.
Sell seats to anyone
Anyone can buy a seat and join without making an account. Their GST invoice is sent automatically.
At least ₹5 a seat.
A ₹499 seat: we take ₹12.48
Webinar package for your clients
Your signed-up clients buy a webinar package from you, just like any other plan.
Or the minimum — at least ₹75 a payment, ₹75 for every 30 days — whichever is more.
A ₹999 package for 30 days: we take ₹89.91
Side by side
| Feature | Interactive | Broadcast |
|---|---|---|
| Best for | Coaching, Q&A, small groups, mentoring calls | Market updates, lectures, big launches — you talk, they watch |
| Audience | Up to 25 in a two-way room; up to 300 on a one-way broadcast | Any size |
| Can attendees talk and show video? | Yes — attendees can be on mic and camera | No — attendees watch, chat and raise a hand |
| Video delay | None — everyone sees and hears you live | About 20 seconds behind you |
| Hosts on camera | 4 | 2 |
| Attendee-hours a month | 250 | 20,000 |
| Extra hours | ₹10 each | ₹1 each |
| Price | ₹499 / month for 3 months, then ₹999 + GST | ₹499 / month for 3 months, then ₹999 + GST |
Included on every plan
- Recording and replay, kept for whoever you allow — 20 GB of storage free, then ₹3 per GB a month
- Lead capture on free webinars — verified phone and email
- Sell seats to anyone, with a GST invoice sent automatically
- Certificates for attendees, your own logo and SEBI registration on every stream
What would your month cost?
Fill in only what you use. The calculator uses our real rates and the same rules we charge by, and shows what you pay, what you keep and the GST.
Your estimated month
Before GST.
Extra services, only if you use them
Messages, AI help and extra storage. You pay only for what you use. Prices are before GST. Webinar seat fees are shown in the webinar section.
Messages
Send a message to all your clients at once. You pay only for messages accepted for delivery. If a message fails, the money comes back.
- WhatsApp on your own number, Telegram or email
- ₹0.05 per message
- WhatsApp on the OptumFlex number
- ₹0.99 per message
- Premium marketing WhatsApp — your own number
- ₹0.50 per message
- Premium marketing WhatsApp — OptumFlex number
- ₹1.50 per message
- Designer email
- ₹0.25 per email
AI help
AI writes a first draft. You check and approve it before anything is sent.
- AI summary on a strategy report
- ₹9 per summary
- AI summary on a model portfolio
- ₹9 per summary
- Write with AI for a WhatsApp campaign
- ₹5 per draft
- AI-designed campaign email
- ₹15 per design or revision
Storage
For course videos and webinar recordings, when you need more than your plan gives.
- Each extra GB
- ₹3 per GB per month
Minimum share
On each sale we take our share or the minimum below, whichever is more. The minimum matters only on low-priced plans, and it stays the same when your research share comes down.
- Research call plans
- at least ₹75 on each payment, and ₹75 for every 30 days on longer plans
- Model portfolio plans
- at least ₹99 on each payment, and ₹99 for every 30 days on longer plans
- Course packages you sell
- at least ₹75 on each payment, and ₹75 for every 30 days on longer plans
- Webinar packages you sell
- at least ₹75 on each payment, and ₹75 for every 30 days on longer plans
- Research report packs
- ₹75 for each pack sold
The small print, in simple words
- All prices on this page are before GST. GST is added to what you pay OptumFlex.
- You pay OptumFlex from your OptumFlex wallet. Add money to it, and every charge is listed in your wallet history.
- Clients pay you through your own payment gateway, so the money comes straight to you. Your gateway's fees are between you and your gateway.
- Course and webinar plans last 30 days and renew by themselves until you cancel.
- A live webinar is never stopped. Extra hours are billed after it ends. Switching webinar plans works straight away and keeps your renewal date. Webinar plan charges are not refunded.
- Staff logins are charged when switched on and every 30 days while on. Switch one off and no new charge is taken.
- On cheap plans a minimum share is taken instead, whichever is more. Extra services are charged only when you use them. See the prices.
Every question, answered simply
Tap a question to open the answer. Every number here comes from our real prices.
The basics
What do I pay, in simple words?
Three things. One: ₹499 every month for the platform. Two: ₹500 a month for each staff login you switch on. Three: a small share when a client pays you — 5% to 9% on research calls and research reports, and 9% on model portfolios. Courses, webinars and extra services cost money only if you use them. GST at 18% is added to what you pay us.
Is there a setup or joining fee?
No. There is no setup or joining fee. You pay the ₹499 monthly platform fee, and the other charges on this page only when you use them.
What does the ₹499 platform fee include?
Everything you need to run your research business: your own branded website and app for clients, client sign-up with PAN and KYC checks, agreements signed online, research calls, model portfolios, research reports, payments with GST invoices, WhatsApp, Telegram and email, a leads list, a dashboard for every client, staff logins with a record of their work, and compliance tools. Set it up at your own pace and start adding clients when you feel ready.
I have no paying clients yet. What do I pay?
Only ₹499 a month for the platform, plus GST, and ₹500 a month for each staff login you switch on. Our share is taken only when a client pays you, so with no paying clients there is no share to pay.
How soon can my platform be ready?
Usually in about 3 hours, once all your details are ready.
I already use OptumFlex. Will my prices change?
No. Your current rates stay as they are. The research share step-down applies to you too: if your research sales earn a lower share, it comes down for you as well.
When can I get help?
Our support team is available Monday to Friday, 9 am to 6 pm. It is closed on festival holidays, as per the NSE holiday calendar.
Words used on this page
What does “share” mean?
The part of your client's payment that OptumFlex takes for running the platform. Example: a client pays you ₹1,000 and our share is 9%. We take ₹90 and you keep ₹910.
What does “minimum share” mean?
The smallest amount we take on one sale. On a cheap plan the percentage can be very small, so we take the minimum instead. We always take whichever of the two is more.
What is the “line” for a lower research share?
The amount of research sales in one month that you need to go above to get a lower share. For 8% the line is ₹1,87,500 of sales in a month.
What is the “wallet”?
Your OptumFlex balance. You add money to it, and our charges are taken from it.
What is an “attendee-hour”?
One person watching a webinar for one hour. 10 people watching for 2 hours is 20 attendee-hours. People who register but do not join use nothing.
What is the “credit limit”?
How far below zero your wallet can go before your own OptumFlex screens are paused. For a new account it is ₹5,000.
What is GST?
Goods and Services Tax. 18% is added to our charges. The prices on this page do not include it.
What is a “staff login”?
A separate login for a person who works with you, such as an analyst or a support person.
What is a model portfolio?
A set of stocks you choose and look after. Your clients pay to follow it.
What is a research report pack?
Your clients buy a pack of credits and use them to ask you for reports on the stocks they choose.
Research share: down and back up
How does my research share come down?
At the end of every month we add up what your clients paid you for research calls and research reports in that month, before GST and after refunds. If it is above ₹1,87,500, your share becomes 8%. If it is above ₹3,57,143, your share becomes 7%. If it is above ₹6,66,667, your share becomes 6%. If it is above ₹10,20,000, your share becomes 5%. The new share starts on the 1st of the next month.
Why did I not move to 8% with ₹1,60,000 of research sales?
Because the line for 8% is ₹1,87,500 of research sales in a month, and ₹1,60,000 is below it. The lines are set so that our share at the lower rate is still more than a fixed amount: at 8%, ₹1,60,000 of sales gives ₹12,800, which is less than ₹15,000. The fixed amounts are ₹15,000 for 8%, ₹25,000 for 7%, ₹40,000 for 6%, ₹51,000 for 5%.
My sales were exactly on the line. Do I move down?
No. You have to go above the line. ₹1,87,500 exactly stays at 9%. ₹1,87,501 moves you to 8%.
Can I jump straight from 9% to 5%?
Yes. If your research sales in one month are above ₹10,20,000, your share becomes 5% from the 1st of the next month. 5% is the lowest.
Which sales count for the research share?
Only research calls and research reports. Model portfolios, courses and webinars do not count, and their rates do not step down.
Do refunds count?
Yes. Money you refund to your clients is taken off your sales before we check the lines.
Can my research share go back up?
Only slowly, and only one step at a time. A lower share stays as long as your monthly research sales stay above the line that earned it. If they are below that line for 3 months in a row, your share goes up by one step — for example from 5% to 6%. It takes another 3 months below the new line to move again. A strong month brings you straight back down.
I had one slow month. Will my share go up?
No. One slow month changes nothing. Your share goes up by one step only after 3 months in a row below the line for your current share.
Show me an example of the share going down and back up.
August: research sales ₹11,00,000. That is above ₹10,20,000, so your share is 5% from 1 September.
September: ₹10,00,000. Below the 5% line — 1 month.
October: ₹4,00,000. Below — 2 months.
November: ₹0. Below — 3 months in a row, so your share goes up one step, to 6%, from 1 December.
December: ₹7,00,000. That is above the 6% line of ₹6,66,667, so 6% stays and the count starts again.
Minimum share
Why is there a minimum share?
On a low-priced plan the percentage can be very small, so we take a minimum instead — whichever is more. On most plans the percentage is more, and the minimum does not matter.
Show me an example of the minimum.
A 30-day research plan sold for ₹500. 9% of ₹500 is ₹45. The minimum is ₹75, so we take ₹75.
What are all the minimums?
Research call plans: at least ₹75 on each payment, and ₹75 for every 30 days on longer plans. Model portfolio plans: at least ₹99 on each payment, and ₹99 for every 30 days on longer plans. Course packages you sell: at least ₹75 on each payment, and ₹75 for every 30 days on longer plans. Webinar packages you sell: at least ₹75 on each payment, and ₹75 for every 30 days on longer plans. Research report packs: ₹75 for each pack sold.
Does the minimum stay when my research share comes down?
Yes. The minimum is the same at every rate. Example: at 7%, a ₹999 report pack gives ₹69.93, which is less than ₹75, so we take ₹75.
Your wallet: how you pay us
How do I pay OptumFlex?
Through your OptumFlex wallet. Add money to it from your dashboard. The platform fee, staff logins, our share and extra services are all taken from it.
Is there a minimum amount to add to my wallet?
Yes. Each time you add money to your wallet, the minimum is ₹500 plus 18% GST, so ₹590 in all.
Where can I see what I was charged?
In your wallet history, inside your OptumFlex dashboard. Every charge is listed there.
What happens if my wallet runs out of money?
Charges still go through, and your balance can go below zero up to your credit limit (₹5,000 for a new account). If it goes past that limit, your own OptumFlex screens are paused. Your clients are not affected: they keep everything they have paid for. Add money so your balance is above ₹0, and your screens open again by themselves.
Stopping or leaving
What happens to my clients and data if I stop using OptumFlex?
Your data stays with us. If you come back later, you start from where you left. If you want your data deleted, we can do that on special approval, subject to conditions.
Can I take back unused money from my wallet?
Yes, but only when you close your account. It is done separately, offline, on special approval.
Can OptumFlex stop providing its service to my account?
Yes. OptumFlex can end its service to an account by giving 3 months' notice. At the end of the notice period, access to OptumFlex is closed everywhere.
Staff logins
How are staff logins charged?
₹500 a month for each login, plus GST. It is charged when you switch the login on, and again every 30 days while it stays on.
Do I pay for my own login?
No. Your own login is part of the ₹499 platform fee.
I switched a staff login off. Do I get money back?
If you switch it off on the same day you switched it on, the charge comes back to your wallet. After that day, the 30 days already paid are not refunded, but no new charge is taken.
I have 2 staff members. What do they cost?
2 × ₹500 = ₹1,000 a month, plus GST, on top of the platform fee.
Refunds
I refunded a client. Do I get your share back?
You can ask for it when you make the refund. We return our share in the same proportion as your refund, but we keep a processing fee of ₹99 + GST on each payment. If the amount to return comes to less than ₹99, nothing is returned.
Does a refund lower my sales for the research share?
Yes. Refunds are taken off your research sales before we check the lines.
Courses
Can I sell courses without a monthly fee?
Yes. The Free course plan costs ₹0 a month and we take 9% of each course sale. Paid plans take a smaller share, down to 3% on Enterprise at ₹7,499 a month.
Which course plan should I choose?
If you sell a little, Free costs least. As your course sales grow, a paid plan costs less in total because our share is smaller. Example: with ₹1,00,000 of course sales in a month, Free costs you ₹9,000, but the Pro plan costs ₹7,499 in total. The calculator on this page picks the cheapest plan for you.
Can I change my course plan?
Yes. You can move to a bigger plan at any time. You pay only the difference for the days left, and your renewal date stays the same.
How much storage do I get for courses?
5 GB on Free and 20 GB on every paid plan. Extra storage is ₹3 per GB a month.
Do course plans renew by themselves?
Yes. Course plans last 30 days and renew until you cancel.
Webinars
How are webinars priced?
Each webinar plan is ₹999 a month and includes a number of attendee-hours. One person watching for one hour is 1 attendee-hour. People who register but do not join cost you nothing.
How far do the included attendee-hours go?
Interactive includes 250 attendee-hours a month — for example 5 one-hour sessions with 50 people each. Broadcast includes 20,000 attendee-hours a month — for example 20 one-hour sessions with 1,000 people each.
How does the launch offer work?
Your first 3 months cost ₹499 a month instead of ₹999. The 3 months (90 days) are counted from the day you first take a webinar plan. From month 4 the price is ₹999 a month.
I stopped my webinar plan and came back later. Do I get the offer again?
No. The offer counts from your first-ever webinar plan, so stopping and coming back does not start it again. If you come back while some of the first 90 days are still left, you pay the offer price for those days.
What happens if a webinar goes past my plan's hours?
A live webinar is never stopped. The extra attendee-hours are billed after it ends: ₹10 for each extra attendee-hour on Interactive; ₹1 for each extra attendee-hour on Broadcast.
What does a normal month of webinars cost?
2 sessions a month with 100 people for 1 hour each is 200 attendee-hours. That fits inside the 250 attendee-hours of Interactive, so you pay only the plan: ₹499 a month in the first 3 months, then ₹999, plus GST. With 300 attendee-hours you would also pay for 50 extra hours: ₹500.
What do you take when I sell a webinar?
It depends on how you sell it. A free webinar for leads: nothing. A seat sold to anyone, without an account: 2.5% of the seat price, at least ₹5 a seat. A webinar package bought by your signed-up client: 9% of the payment, or at least ₹75 (₹75 for every 30 days), whichever is more.
Can I switch between webinar plans?
Yes. The switch works straight away, and your renewal date does not change.
Are webinar plan charges refunded?
No. Webinar plan charges are not refunded.
Extra services
Are there any other charges?
Only extra services you choose to use: messages, AI help and extra storage. Each has a price on this page, and you pay only for what you use. Your payment gateway's own fees are between you and your gateway, because clients pay you through your own account.
What is the difference between my own WhatsApp number and the OptumFlex number?
Your own number is your WhatsApp Business number connected to OptumFlex. The OptumFlex number is ours. Normal messages cost ₹0.05 each on your own number and ₹0.99 on the OptumFlex number. Premium marketing messages cost ₹0.50 on your own number and ₹1.50 on the OptumFlex number. Example: 1,000 normal messages cost ₹50 on your own number and ₹990 on the OptumFlex number.
Do I pay for messages that fail?
No. You pay only for messages accepted for delivery. If a message fails, the money comes back to your wallet.
What does AI help cost?
₹9 for each AI summary of a strategy report, ₹9 for each AI summary of a model portfolio, ₹5 for each Write with AI draft for WhatsApp, and ₹15 for each AI-designed email or change to it. You check everything before it is sent.
How is extra storage charged?
₹3 for each extra GB, every month. Example: 10 extra GB cost ₹30 a month.
GST
Do your prices include GST?
No. Every price on this page is before GST. GST at 18% is added to what you pay OptumFlex. Example: the ₹499 platform fee is ₹588.82 with GST.
Examples with real numbers
I have 40 clients paying ₹1,000 a month for research calls. What do I pay?
Your sales are ₹40,000. Platform ₹499 + our share ₹3,600 = ₹4,099 a month, plus GST of ₹737.82, so ₹4,836.82 in total. You keep ₹35,901 of your ₹40,000. Staff logins, if any, are extra.
I have 250 clients paying ₹1,000 a month. What happens?
Your research sales are ₹2,50,000 in the month. At 9% our share is ₹22,500, so with the platform fee you pay ₹22,999, plus GST. ₹2,50,000 is above the 8% line, so from the 1st of the next month your share is 8%: ₹20,000. You then pay ₹20,499 for the same sales — ₹2,500 less every month.
My research plan is only ₹500 a month and I have 30 clients. What do I pay?
9% of ₹500 is ₹45, which is below the ₹75 minimum. So we take ₹75 for each client: ₹2,250. With the platform fee you pay ₹2,749 a month, plus GST.
Where can I work out my own numbers?
Use the calculator on this page. Type in your clients and prices, and it shows what you pay, what you keep, the GST, and what changes when your research share comes down.
No question matches that. Try a simple word, such as “wallet”, “share” or “GST”.
See it running under your own brand.
Book a demo and we will walk you through the platform and what your first month would cost.
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